OneShop operates a diversified transaction-based business model across payments, telecommunications and digital financial services. Revenue is generated through payment processing and merchant services, recurring mobile and data services, financing-related income, and revenue-sharing arrangements with ecosystem partners.
MYISCO and the ANGKASA ecosystem provide an established distribution channel in Malaysia, while OneShop’s broader platform is designed to support additional financial institutions, merchants and strategic partners. This creates the potential to replicate its integrated commerce and financial-services model across Malaysia and, over time, expand into regional markets.
How
OneShop
Earns
Merchant Payments & Value-Added Services
OneShop generates transaction fees and margins from payment processing, merchant acquiring, payment gateway services, bill payments, mobile top-ups and electronic vouchers. Its existing merchant and corporate customer base provides the foundation for recurring transaction revenue.
OneCall Mobile & Devices
OneShop generates revenue as an authorised reseller of OneCall mobile plans and devices. Revenue is driven by recurring mobile subscriptions, airtime and data usage, top-ups and device sales, with MYISCO providing an additional distribution channel into the ANGKASA ecosystem.
MYISCO Financing & Distribution
OneShop provides financing and payment services through its strategic collaboration with MYISCO. The model generates interest and fee income from financing, together with profit-sharing from eligible activities, while providing a distribution channel to MYISCO’s cooperative customer ecosystem.
B-Wallet & Digital Financial Services
B-Wallet is designed to integrate payments, credit, e-commerce and access to investment products within a single digital ecosystem. OneShop expects to generate revenue through transaction fees, lending, commerce margins and revenue-sharing arrangements with licensed financial partners.